What is your 401K balance as function of your age ?

Here is an interesting and logical article on how much your 401k should be at different age.

According to the article, an individual at 40 years old should have $305,000 to $550,000.

If you realize you are on the low side, what is your plan to close the gap?

Here are some ideas.

1. You can save more.  This option can be difficult if you are in a capital constrain environment.
2. You can be more capital efficient. Starter-A and other services  from Crystal Clear Indicator is a tool to help.
3. You can do both 1 and 2.